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The Global Standard in Credit Analysis

An Interactive 5-Day Training Course

The Global Standard in Credit Analysis

Managing and Modelling Credit Risk

NASBA
Classroom Schedule
Date Venue Fees
19 - 23 Oct 2026 Muscat $ 5,950
28 Dec - 01 Jan 2027 Dubai $ 5,950
Online Schedule
Date Venue Fees
23 - 27 Mar 2026 Online $ 3,950
28 Dec - 01 Jan 2027 Online $ 3,950
22 - 26 Mar 2027 Online $ 3,950

Course Summary

Effective credit analysis is fundamental to financial stability and organisational profitability, particularly in volatile economic environments. This training course provides professionals with the essential tools and techniques to analyse company performance, evaluate financial statements, and assess credit risk using internationally recognised frameworks. Participants will learn how to manage credit risk through sound evaluation practices, development of credit risk models, and implementation of risk mitigation strategies. The Global Standard in Credit Analysis training course equips delegates with the competence to align credit analysis practices with global risk management standards, minimise risk exposure, and maximise sustainable profitability.

Throughout the five-day training course, participants explore the credit risk environment, methods of finance and associated risks, and techniques for evaluating both financial and business performance in the context of creditworthiness. The training course also covers credit risk modelling and portfolio control, enabling professionals to apply structured approaches to risk assessment and decision-making. By enhancing analytical skills and understanding of international credit practices, the Global Standard in Credit Analysis training course prepares participants to contribute effectively to risk management and strategic credit decisions within their organisations.

Skills & Competencies

From this Global Standard in Credit Analysis training course, participants will develop the following key skills and competencies:

  • Credit risk evaluation capability
  • Financial statement and business plan analysis
  • Credit risk modelling proficiency
  • Application of risk mitigation strategies
  • Portfolio credit management skills
  • Alignment with international risk standards

Key Learning Outcomes

At the end of this Global Standard in Credit Analysis training course, you will learn to:

  • Analyse credit risk using structured international standards.
  • Evaluate financial statements and business plans for credit decisions.
  • Develop and apply computer-based models for credit risk.
  • Mitigate risk through collateral and risk-based approaches.
  • Effectively control and manage a credit portfolio.

How You Will Learn

Learning is delivered through structured exploration of credit risk concepts, evaluation methods, and modelling techniques. Participants will engage with detailed financial analysis, risk assessment frameworks, and practical applications that reinforce credit evaluation capability. Emphasis is placed on translating theoretical understanding into analytical and decision-making skills that contribute to effective credit risk management in professional settings.

Who should Attend?

This training course is designed for professionals involved in credit risk assessment, financial evaluation, and credit portfolio management.

This Global Standard in Credit Analysis training course is suitable to a wide range of professionals but will greatly benefit:

  • Commercial, corporate, and business banking professionals
  • Credit risk and treasury specialists
  • Corporate credit analysts
  • Real estate lending professionals
  • Risk management and rating agency personnel
Course Outline
Day 1

The Credit Risk Environment

This day introduces the sources and dynamics of credit risk within financial systems. Participants explore risk-return trade-offs, external economic factors, and credit policies that influence credit decisions. The topics covered will include:   

  • Sources of Credit Risk
  • The Risk-Return Trade-Off
  • External Factors – Coronavirus, Interest Rates, Inflation, Recession, Exchange Rates, Oil Prices Etc
  • Establishing a Credit Risk Strategy & Implementing Credit Limits
  • Operating under a sound Credit Policies
  • Concentration Risk & Exposure Limits – Establishing a Diverse Credit Portfolio & Aggregate Group Position
Day 2

Methods of Finance & Associated Risk

This day focuses on understanding financial needs and the associated risks of different financing methods. Participants examine asset finance, working capital finance, and trade finance considerations. The topics covered will include:  

  • Evaluating the Need for Finance
  • Methods of Finance
  • Asset Finance
  • Working Capital Finance
  • Improving & Evaluating the Cash Flow Cycle
  • International Trade Finance: Letters of Credit, Bonds & Country Risk
Day 3

Evaluating Credit Risk

This day centres on techniques for analysing business plans and financial statements to assess creditworthiness. Participants explore ratio analysis, distress models, and adaptive evaluation tools. The topics covered will include:

  • Business & Industry Analysis - Evaluating Business Plans & Businesses
  • Evaluating Financial Statements
  • Financial Ratio Analysis to evaluate Profitability, Liquidity, Operations, and Leverage
  • Distress Models – identifying companies in danger of liquidation
  • The use of RAROC (Risk-Adjusted Return on Capital) in Credit Decisions
  • Stress Testing Credit – assessing the impact of changing market & economic conditions
Day 4

Modelling Credit Analysis & Price

This day explores quantitative and qualitative modelling approaches for credit risk assessment and pricing. Participants learn about credit scoring, value-at-risk modelling, and risk-based pricing. The topics covered will include:  

  • Internal Credit Rating Systems
  • Credit Risk Modelling – Credit Scoring, Distress Models & Value at Risk Models
  • Risk-Based Pricing – rates and fees
  • Computer-Based Models to Evaluate and Price for Credit Risk
  • Bond Rating & Credit Risk/ Value at Risk Modelling
  • Pricing for Risk and Basle/Regulations
Day 5

Managing Credit Risk - from Credit Agreements to Debt Recovery

This day focuses on the practical management of credit agreements, monitoring covenants, and handling potential defaults. Participants explore tools for early warning, collateral, and debt restructuring. The topics covered will include:

  • Facility Structuring, Credit Agreements & Covenants
  • Monitoring & Controlling Credit – the Early Warning Signs and Dealing with Potential Bad Debts
  • Credit Insurance
  • Collateral – from taking to realizing
  • Credit Derivatives – CDS & CDO’s - learning lessons from the past
  • Refiniancing, Funding Recovery & Restructuring of Debt
Certificates
  • On successful completion of this training course, GLOMACS Certificate will be awarded to the delegates.
  • Continuing Professional Education credits (CPE): In accordance with the standards of the National Registry of CPE Sponsors, one CPE credit is granted per 50 minutes of attendance.
Providers and Associations

Endorsed Education Provider

NASBA

In Association With

Options & Brochure
Related Certificates
NASBA

Customisation & In-House Delivery

Delivering this in-house training course enables organisations to align credit analysis capabilities with internal risk policies, financial objectives, and regulatory expectations. Customisation ensures training is focused on specific credit portfolios, business sectors, and organisational challenges, enhancing relevance and impact.

Why Choose Saudi GLOMACS?

Saudi GLOMACS is the official Saudi Arabian division of GLOMACS International (glomacs.com), delivering internationally recognised training courses both within Saudi Arabia and across international locations. Our training courses are aligned with the highest professional and institutional standards, supported by a strong understanding of the professional landscape in Saudi Arabia and access to global expertise.

Saudi GLOMACS enables professionals and organisations to strengthen leadership, capability, and long-term excellence through consistently high-quality learning experiences.

Official Saudi Presence

Official Saudi Arabian division of GLOMACS with established global credibility.

International Benchmarks

Internationally benchmarked training courses aligned with professional best practices.

Trusted Across Sectors

Trusted by professionals and institutions across public and private sectors.

Flexible Delivery

Training courses delivered within Saudi Arabia and across international locations.

Additional Benefits of this course for Organisations and Professionals in Saudi Arabia

Organisations & Professionals in KSA will have the following additional benefits from this Global Standard in Credit Analysis training course:

  • Enhanced credit risk assessment and decision accuracy
  • Improved financial analysis and modelling efficiency
  • Stronger compliance with global risk standards
  • Reduced credit losses through structured evaluation
  • Increased confidence in credit structuring and pricing
  • Elevated organisational risk management capability
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Frequently Asked Question

No. Saudi GLOMACS delivers courses in Saudi Arabia and internationally, including delivery across Europe and Asia. This allows organisations and professionals to access training both locally and abroad.

No. While governance and leadership are part of the portfolio, Saudi GLOMACS delivers training across the entire business and professional lifecycle, including administrative, technical, legal, regulatory, and sector-specific training.

No. Our training courses are delivered globally through international locations and online platforms, enabling participants from Saudi Arabia and around the world to learn together. This global delivery approach ensures exposure to diverse perspectives, international best practices, and cross-cultural insights while maintaining strong relevance to regional and organisational needs.

View All Training Locations

Yes. Saudi GLOMACS designs and delivers bespoke in-house training tailored to organisational objectives, sector requirements, and workforce needs. Training can be delivered in Saudi Arabia or internationally, depending on requirements.

Yes, in-house and customised strategy training courses are available to support organisations seeking tailored strategic capability development. These courses can be aligned with your industry context, organisational challenges, and long-term strategic objectives.

For further details or to discuss customisation requirements, you may call or WhatsApp +966 (54) 286 8546 or email [email protected] . You can also submit a detailed enquiry through our in-house training page at: https://sa.glomacs.com/in-house-seminars

If you would like further information about these training courses, our team is available to provide professional guidance and support. We are pleased to assist with course selection, the registration process, and any other related enquiries.

For personalised assistance or detailed enquiries, please contact our team on +966 (54) 286 8546 or email us at [email protected]

Courses delivered in Saudi Arabia are adapted to reflect local regulatory frameworks, organisational structures, sector conditions, and professional expectations. This ensures training is relevant, practical, and aligned with Saudi workplace realities.

GLOMACS has been delivering professional training for over thirty years, with courses delivered across Europe, the Middle East, Asia, and other international markets.

Saudi GLOMACS combines three decades of global training experience with a clear focus on Saudi market relevance. This allows it to deliver training that is both internationally credible and locally applicable, across a broader range of disciplines than niche or single-focus providers.

Saudi GLOMACS is a Saudi-based professional training provider delivering courses tailored to the Saudi market and applicable internationally. It operates within the global GLOMACS framework and draws on more than three decades of international training experience.

Saudi GLOMACS offers professional training across a wide range of disciplines, including administration, leadership and management, governance and regulation, law, oil and gas, energy, engineering, finance, digital technologies, and sector-specific specialisations.

Training supports professionals across all career stages, from operational roles to specialist and senior responsibilities.

Participants include professionals from public sector, semi-government, and private sector organisations, across a wide range of roles and industries. Attendees range from administrative and operational professionals to technical specialists, managers, and senior decision-makers.

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